Buyer Benefits:

• Your REALTOR® can help you determine your buying power.
  

        If you give a REALTOR® some basic information about your available savings, income and current debt, he or she 
          can refer you to lenders best qualified to help you.  Most lenders-banks and mortgage companies-offer limited
          choices.

• Your REALTOR® has many resources to assist you in your home search
  

       Sometimes the property you are seeking is available but not actively advertised in the market and may require some
         investigation by your agent.

• Your REALTOR® can provide objective information about each property
  
• Your REALTOR® can help you negotiate.
  

           There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion
           or exclusion of repairs and furnishings or equipment.  The purchase agreement should provide a period of time for you to complete
           appropriate inspections and investigations of the property before you are bound to complete the purchase.  Your agent can advise
           you as to which investigations and inspections are  recommended or required.

• Your REALTOR® provides due diligence during the evaluation of the property
  
• Your REALTOR® can help  you in understanding different financing options and in identifying qualified lenders.
  
• Your REALTOR® can help close the sale of your home.
  

Seller Benefits:

• When selling your home, your REALTOR® can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties.
  

       These are key factors in getting your property sold at the best price, quickly and with minimum hassle.

• Your REALTOR® markets your property to other real estate agents and the public.
  
• Your REALTOR® will know when, where and how to advertise your property.
  
• Your REALTOR® can help you objectively evaluate every buyer's proposal without compromising your marketing position.
  
• Your REALTOR® can help close the sale of your home.
  

           Between the initial sales agreement and closing (or settlement), questions may arise.  For example, unexpected repairs are required
           to obtain financing or a cloud in the title is discovered.  The required paperwork alone is overwhelming for most sellers.  Your
           REALTOR® is the best person to objectively help you resolve these issues and move te transaction to closing (or settlement).